Home loan refinancing: 5 questions to consider

Whether you’re looking to save on interest fees or seeking more flexible terms, refinancing your home loan could be the right move to optimise your financial standing. In fact, refinancing has led to an upwards trend among Australians in the past three years and hitting a soaring rate of 13.8% in the 2023 financial year.

If you’re looking to refinance for 2024, we’ve broken down your top five questions to consider, helping you make the best choice for your homeowner needs.

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The benefits of joining a Mutual Bank

A mutual bank offers the same products and services as traditional banks, with one crucial difference: it is owned by its customers, rather than external shareholders. Often referred to as “members”, account holders of a mutual bank would therefore share a collective stake in major policy decisions and have a vested interest in the institution’s success.

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Childproofing your new home: A complete guide for safety

When it comes to childproofing your home, every precaution counts. Children are naturally curious and love to explore, though this could expose them to potential hazards. From your kitchen to their nursery, it’s important to grasp and apply effective safety measures.

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Struggling to save? Here’s 7 ways to get back on track

Amidst the rising cost of living in today’s economy, saving money has become more challenging for some.Over the past 12 months until June 2023, Australia’s Consumer Price Index (CPI) has surged by 6.0%1 , resulting in significant price increases for essential living expenses such as goods, services, housing, electricity, gas, and education.

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Simple ways to help you manage the rising cost of living

Feeling the pinch of the cost of living in Australia? As prices for essential goods and services continue to rise1 (reaching a record high as of March 20232), it can become challenging to keep up with expenses while maintaining a comfortable lifestyle.

Having the right strategies and services in place could empower you to save, budget, and invest for a strong financial future.

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